Top 3 Homes For Sale in St Petersburg Under $350K

Top 3 Homes For Sale in St Petersburg Under $350K cover picture shows the exterior and interior pictures of the 3 homes we picked.

Top 3 Homes For Sale in St Petersburg Under $350K
By Rob Johnson, Realtor – Avalon Group Realty, St. Petersburg FL


There’s never been a more exciting time for buying a home in St Petersburg! Despite a competitive market, savvy buyers still have access to incredible opportunities under $350,000—especially if you know where to look.

At Avalon Group Realty, we’re passionate about helping people find not only a house but a lifestyle they’ll love. Today, I’m highlighting the Top 3 Homes For Sale in St Petersburg Under $350K, each offering its own charm, convenience, and value. Whether you’re a first-time buyer, investor, or simply looking for a budget-conscious Florida retreat, these homes are true gems in a city that just keeps getting better.

“Even with the market’s ups and downs, homes under $350K in St. Pete are still a hot ticket,” says Aaron Hunt, Avalon Group’s team lead. “You just have to know where to look—and move fast when you find the right one.”

Let’s dive into the best of the best!


Charming Corner-Lot Classic in Central St. Pete

5401 7th Ave N, St. Petersburg, FL 33710

3 Bed | 1 Bath | 834 Sq Ft | $325,000

Top 3 Homes For Sale in St Petersburg Under $350K-2 picture shows the front of the white and gray home and also a picture of the living area with a gray sofa.

5401 7th Ave N, St. Petersburg, FL 33710

This delightful block home is #1 on our list for a reason! It’s turnkey, stylish, and ideally located on a sunny corner lot in a desirable St. Pete neighborhood.

What We Love:

  • Engineered hardwood flooring throughout

  • Updated kitchen and bathroom

  • 2017 roof and newer appliances

  • Impact windows = peace of mind

  • Spacious fully fenced yard with mango trees

  • One-car garage

This home delivers serious Florida charm—from its inviting curb appeal to the Little Free Library across the street. “This is the kind of property where you can feel the warmth as soon as you walk in,” says Pam Amante, Avalon Group Realtor. “Plus, no flood insurance required is a huge bonus.”

Located just five miles from award-winning Gulf beaches and close to downtown, this home offers tremendous value. It's ideal for first-time buyers, snowbirds, or anyone looking to downsize in style.


Spacious 4-Bedroom Gem in Midtown

1300 21st St S, St. Petersburg, FL 33712

4 Bed | 2 Bath | 1,339 Sq Ft | $329,000

Top 3 Homes For Sale in St Petersburg Under $350K-3 picture shows the front of the white home with pale blue front door and a picture of the white kitchen.

1300 21st St S, St. Petersburg, FL 33712

Next up is a Midtown masterpiece offering more space than you’d expect at this price point. With four bedrooms, two full baths, and modern updates throughout, this home is both functional and fashionable.

Highlights:

  • Butcher block kitchen counters

  • Stylish lighting and new flooring

  • 2015 roof + 2016 HVAC system

  • WDO inspected and treated in 2024

  • Huge deck and fenced yard for entertaining

“This is the best option for growing families or anyone who needs a home office or guest rooms,” says Yvette Kim, one of our expert agents. “And being just 5 minutes from Central Avenue means you're near everything from coffee shops to craft breweries.”

This home sits on an oversized corner lot and includes ample parking. Whether you’re an investor eyeing rental potential or a buyer wanting more space for less, this listing checks all the boxes.

Note: This is a short sale and tenants are currently in place. Be sure to contact us to discuss showing options and next steps.


Historic Uptown Cutie Close to Downtown

834 Jackson St N, St. Petersburg, FL 33705

2 Bed | 1 Bath | 886 Sq Ft | $291,000

Top 3 Homes For Sale in St Petersburg Under $350K-4 picture shows the gray and brown craftsman home and the living area with lots of wood trim.

834 Jackson St N, St. Petersburg, FL 33705

The third on our Top 3 Homes For Sale in St Petersburg Under $350K is full of vintage charm and location perks.

Located in the highly sought-after Historic Uptown, this bungalow is walkable to downtown restaurants, shopping, and nightlife—yet tucked away enough to enjoy peace and quiet.

Features:

  • Original wood flooring and crown molding

  • Convection oven, dishwasher, and dryer included

  • Spacious backyard

  • Off-street parking

  • Close to 9th Ave N—excellent for future value

“This house has so much character,” says Nora Sturgill, Avalon Group Realtor. “The layout is airy and open, and the backyard offers lots of potential—whether you want to garden, entertain, or just relax.”

This property is part of a package deal with 1040 9th Ave N, making it even more attractive for investors looking to double up in a thriving neighborhood.


Why These Homes Stand Out

Buying a home in St Petersburg doesn’t mean sacrificing space, style, or location. These properties prove that it’s still possible to find exceptional value in today’s market. Here’s why our top 3 made the list:

✅ Strong Investment Potential

  • Move-in ready

  • No flood insurance required (for most)

  • Locations near top-rated schools, colleges, and downtown

✅ Affordable + Updated

  • Updated kitchens and bathrooms

  • Newer roofs and HVAC systems

  • Impact windows and treated for pests

✅ Lifestyle Perks

  • Fenced yards for pets

  • Decks and outdoor spaces for entertaining

  • Walkable or quick drive to local attractions


Avalon Group Insight: The Market Is Competitive—But You Can Win

We know the market can feel intimidating right now. Inventory is low and homes under $350K are often snapped up quickly. That’s why having the right team by your side is more important than ever.

“At Avalon Group, we don't just open doors—we open possibilities,” says Aaron Hunt. “Our buyers win because we’re proactive, informed, and ready to act fast.”

Whether you’re buying a home in St Petersburg as a primary residence, vacation home, or rental property, our team ensures your experience is seamless and successful.


FAQs: Buying Under $350K in St. Petersburg

Q: Can I find a move-in ready home under $350K?
Yes! As you’ve seen in our top 3 list, many homes in this range are updated and ready to go.

Q: Is flood insurance required in these neighborhoods?
Most of the highlighted homes do not require flood insurance. Always verify during the contract process.

Q: How quickly do homes under $350K sell in St. Pete?
Typically, within days—especially if priced right and in good condition.

Q: Can I buy with a low down payment?
Absolutely. Many buyers use FHA, VA, or 3% down conventional loans. We can connect you with trusted local lenders.

Q: What’s the first step?
Get pre-approved for a mortgage, then schedule a buyer consultation with Avalon Group Realty.


Bullet Summary: Why These 3 Homes Shine

  • 💰 Under $350K in a rising market

  • 🛠️ Updated systems and interiors

  • 🌴 Great outdoor living spaces

  • 🚗 Easy access to downtown, beaches, and colleges

  • 🛏️ Multiple bedrooms + functional layouts

  • 🛡️ Solid roofs, HVACs, and no flood zone worries (for most)


Final Thoughts: Your Dream Home Is Waiting

The Top 3 Homes For Sale in St Petersburg Under $350K are proof that affordability and quality can still go hand in hand. With vibrant neighborhoods, rich culture, and coastal charm, St. Petersburg remains one of Florida’s best places to call home.

So whether you’re a local looking to relocate, a retiree escaping the cold, or a family seeking a fresh start, let Avalon Group Realty help you get there.

“We don’t just sell homes—we build lasting relationships,” says Aaron Hunt. “And we love matching buyers with homes that truly fit their lifestyle.”

Let’s make your real estate dreams a reality—together.


🏡 Ready to Tour These Homes?

Contact us today to schedule a private showing of any of our Top 3 Homes For Sale in St Petersburg Under $350K.


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About the Author
Rob Johnson
Realtor, St. Petersburg FL