Top 3 Homes For Sale in St Petersburg Under $400K
By Rob Johnson, Realtor – Avalon Group Realty, St. Petersburg, FL

If you’ve been dreaming of owning a home in paradise, there’s never been a better time to buy in St. Petersburg, Florida. The local market continues to offer incredible opportunities—especially for those seeking stylish, well-located properties under $400K. Today, I’m thrilled to highlight the Top 3 Homes For Sale in St Petersburg Under $400K that combine value, charm, and location. Whether you're a first-time buyer, relocating, or investing, these standout listings deserve your attention.

And remember, as a St Petersburg Realtor with Avalon Group Realty, I’ve helped countless clients navigate this market successfully—and these three homes offer the kind of value that doesn’t come around often!

🏡 Home #1: Fully Renovated Gem in a High-and-Dry Zone

📍6326 22nd Ave N, Saint Petersburg, FL 33710

Listed at $369,900 — Price Reduced by $5,000!

6326 22nd Ave N, Saint Petersburg, FL 33710

Let’s kick things off with a standout! Located in a no-flood, no-hurricane-damage zone, this move-in-ready 3-bedroom, 1-bath home is an absolute dream for home buyers in St Petersburg looking for peace of mind, charm, and modern upgrades.

Highlights Include:

• A/C less than one year old

• New kitchen with quartz counters & stainless steel appliances

• Updated bathroom with spa-like finishes

• Large carport & plenty of parking

• Minutes to Tyrone Square Mall

This home qualifies for a 2-1 rate buydown—a rare opportunity to significantly lower your interest rate during the first two years of your mortgage. According to Aaron Hunt, Broker of Avalon Group Realty, “This home offers unbeatable value in a storm-safe zone—ideal for cautious but eager buyers who want style and security without breaking the bank.”

The quiet, family-friendly neighborhood makes this an excellent starter home or investment property. Updated from top to bottom, this listing is a prime example of the quality options available among St Petersburg Homes For Sale.

🌴 Home #2: Coastal Chic in Tropical Shores

📍4379 Porpoise Dr SE, Saint Petersburg, FL 33705

Listed at $387,900 – Motivated Seller

4379 Porpoise Dr SE, Saint Petersburg, FL 33705

Located just minutes from downtown and the vibrant St. Pete Pier, this beautifully updated 3-bedroom, 2-bathroom home in the Tropical Shores neighborhood is your ticket to the Florida lifestyle.

Features You'll Love:

• Luxury vinyl plank floors

• Fully renovated kitchen with quartz countertops

• NEW roof and HVAC (2019)

• Covered carport & spacious driveway

• Located near parks, boat ramps & beaches

Yvette Kim, Realtor with Avalon Group, puts it perfectly: “This is the ideal home for buyers who want the beach vibe without the million-dollar price tag. The updates are tasteful and timeless.”

From the open-concept layout to the tranquil backyard, this home is ideal for entertaining or relaxing. It's an excellent option for those searching for either a vacation home or a long-term residence.

✨ Home #3: Kenwood Charmer with Guesthouse

📍2640 14th Ave N, Saint Petersburg, FL 33713

Listed at $370,000

2640 14th Ave N, Saint Petersburg, FL 33713

Welcome to North Kenwood—a historic neighborhood known for its artsy vibe, charming bungalows, and central location. This 2-bedroom, 1-bath main home PLUS detached guesthouse is a rare find in this price range.

Standout Features:

• Original hardwood floors

• Renovated kitchen with quartz counters and vaulted ceilings

• Detached guesthouse with full bath and new metal roof

• Pergola, paved courtyard & native landscaping

• New vinyl fencing and carport with alley access

“This home is like a hidden oasis in one of St. Pete’s most iconic neighborhoods,” says Pam Amante, Avalon Group Realtor. “The guesthouse alone adds incredible flexibility—for guests, rental income, or even a home office.”

Located minutes from Central Avenue and Grand Central District, this home blends vintage charm with modern comfort. It’s a gem for anyone looking for more than just a home—a lifestyle.

🔍 Why These Homes Stand Out

Each of the Top 3 Homes For Sale in St Petersburg Under $400K offers something uniquely valuable:

• Home #1 is turnkey and storm-safe

• Home #2 is beach-close with sleek upgrades

• Home #3 is rich in character and comes with a bonus guesthouse

According to Nora Sturgill, another standout Avalon Group agent, “These homes aren’t just good deals—they’re smart investments for home buyers in St Petersburg who want to build equity while enjoying Florida living.”

🔑 What Home Buyers in St Petersburg Need to Know

St. Pete's $400K Market Sweet Spot

For buyers in the under-$400K range, inventory is tight—but opportunities like these do exist. You just need an experienced St Petersburg Realtor who knows how to uncover them.

What You Can Expect:

• Competitive pricing

• Move-in ready options

• Locations near shopping, downtown, or beaches

• Great potential for appreciation and rental income

📋 Quick Comparison Chart

🛠 Buyer Tips for Acting Fast

Homes like these don’t stay on the market long. Here’s how to act fast:

• Get Pre-Approved: Know what you can afford ahead of time

• Work with a Local Expert: We’ll find off-market deals & insider listings

• Use Our Lender: Ask about rate buydowns and closing cost assistance

• Be Ready to Tour Quickly: These homes move FAST

💬 FAQ: St Petersburg Home Buying

❓ What neighborhoods in St. Pete offer the best value under $400K?

Rob Johnson: “North Kenwood, Tropical Shores, and mid-St. Pete neighborhoods like Tyrone and Azalea offer charm, location, and affordability.”

❓ Can I find homes under $400K that are move-in ready?

Aaron Hunt: “Absolutely. The key is knowing where to look. Our team has a curated list of properties ready for immediate move-in—no reno required.”

❓ Is now a good time to buy in St. Pete?

Yvette Kim: “Yes! Interest rates are stabilizing, and buyers have more negotiating power. Plus, St. Pete’s growth makes this a smart long-term move.”

❓ Can I buy a home with little money down?

Pam Amante: “Definitely. There are low-down-payment options for qualified buyers. Ask us about FHA, VA, and first-time buyer programs.”

🔚 Final Thoughts: The Time to Act Is Now

There you have it—Top 3 Homes For Sale in St Petersburg Under $400K. Each one is packed with character, location perks, and modern upgrades. But most importantly, they’re still attainable. In a market where inventory under $400K is vanishing, these listings are golden.

If you’re one of the many home buyers in St Petersburg wondering if now is the time to make your move—consider this your sign.

Let us guide you to your dream home. We’re not just Realtors—we’re your partners in the journey. Ready to tour? Want private access to listings before they hit the market?

Let’s talk today.

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Looking for St Petersburg Homes For Sale?
Contact Rob Johnson or team lead Aaron Hunt at Avalon Group Realty. We’re here to help you secure the perfect home under $400K—before someone else does.